Our Financing Options

We’ve partnered with trusted lenders to help you secure the best financing terms tailored to your financial situation.

 

Since most Tiny Homes are classified as RVs, they’re eligible for chattel loans, offering flexible repayment terms from 7 to 25 years. This allows you to find a monthly payment that comfortably fits your budget.

 

Your APR will be based on your credit score and payment history. Most lenders will evaluate the following during the application process:

 

What You’ll Need to Apply:

• Government issued photo ID

• Proof of income 2–3 recent pay stubs or bank statements

• Social Security Number for credit check

• Credit score minimum score varies by lender, typically 600+

• Down payment 10%20% of the total cost

 

Getting started is simple just complete a credit application, and we’ll submit it directly to the lender for fast approval. Once approved, you’re ready to start designing your dream Tiny Home!